some people say that it is the responsibility for the individuals to save money for their own care when they retire. to what extent do you agree or disagree?  

范文：

No one is a sand, but together we are an island. No one is alienated from the rest of the world. Everyone is in certain relevance with other people in diverse aspects in varied scales. Thus, we can see not a single person alive to be solely living for himself—he must be simultaneously shouldering various duties for multifarious groups of people ,namely, employers ,government , who must at the same time in turn undertake the duty of caring for him as well. I am not here to deny the necessity of saving money for one’s aged life , but to state the reasons why the above parties to take care of an individual.

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韩企、日企定向培养 北京理工大学校本部招生   中国人民大学计划外 北京文理研修学院招生

What hits me at the first thought is that employers should have the liability to take care of their  employees ,for they have sacrificed their youth and shed both tears and sweat even blood for them. If employers felt free to take the duties of their elderly employees ,then they may feel so easy and comfortable to expel any of those “used” workers randomly. No just legislation can possibly tolerate this happen. And employers should have their duty to support the aged workers for their later part of life.

Another party that should also take care of an individual is the government, as no one is without a nationality, which should as well pay tax levied/imposed on him and serve and fight for his certain motherland with all his energy and health and even life. If we saw someone that has paid so much for his government to be alienated and isolated with himself, how could we feel rejuvenated when we hand out our tax and how could we feel sturdy when we face the bayonet of the enemies? So undoubtedly governments, like employers ,should take care of its citizens as well.

As we can happily conclude, this world is not one that goes without justice and warmth between people , we give when we can and we take when we need, employers as well as governments are due to unshakable responsibilities to give their care to every individual that has paid their efforts for them, this would be the way things ought to be.